THE BLUELIGHT RANGE
Protected Index Investment
The Protected Index Investment is specifically designed for wealth protection and creation by having a minimum protected return, while offering capped upside to any increases in the FTSE/JSE Top 40 Index (“Top 40 Index”) during the term of the product. The Protected Index Investment offers flexibility in that it allows the investor the choice of capital protection required. This choice will depend on the investor’s risk appetite. The degree of capital protection required will determine the level at which the investor’s participation in the Top 40 Index is capped. A higher minimum protected return will result in a lower cap. The Protected Index Investment is specifically designed for investors who want broad exposure to the share market, but are concerned by the market’s volatility. Investors may consider the Protected Index Investment as a lower risk alternative to directly investing in shares. The Protected Index Investment would typically appeal to an investor who has a mildly bullish view of the market but does not favour a particular share or sector.
Just as a lighthouse ensures safe passage of ships at sea, the Strategic Wealth Solutions Blue Light PII ensures the safekeeping of your investment with 110% capital protection. The Blue Light PII is an enhanced Protected Index Investment specifically designed for investors who require real returns from share market, but cannot afford the downside risk associated with the equities. This investment gives the upside benefits with the advantage of 110% capital protection from Standard Bank of South Africa Limited
Accelerator and Accelerator G10
As technology advances, motor car manufactures continuously improve vehicle economy, performance and safety. Why should investing be any different? The Accelerator and Accelerator G10 are enhanced Protected Index Investments specifically designed for investors who require real returns from share market, but cannot afford the downside risk associated with the equities. Without annual guarantee charges or fees, these investments deliver acceleration through enhanced upside benefits and incorporate safety by means of capital protection from Standard Bank of South Africa Limited.
The Capital Accumulator Investment is an equity linked investment product designed to give you the opportunity of growing your capital invested in a sideways to upward trending market. The Capital Accumulator Investment allows an investor to benefit from gains in the FTSE/JSE Top 40 Index (“Top 40 Index”) listed on the JSE Limited while protecting the capital invested. The Capital Accumulator Investment has been designed to allow for a high fixed return after three years without putting your capital invested at risk. It gives investors the potential of earning a return in excess of current money market rates without placing any capital at risk. At the end of the investment period, you will receive your full invested capital plus a fixed return if the Top 40 Index is at or has increased from its initial index level. If the Top 40 Index has decreased from its initial level over the investment period, you will receive 100% of your initial capital invested. The Capital Accumulator Investment thus provides you with a lower risk profile when compared to a direct investment in the Top 40 Index and you will earn a return on capital if the Top 40 Index has grown or remained unchanged for the term of the invstment.
Quantum PLUS SA is a 5-year term Structured Retail Product which provides investors with capital security and growth potential linked to the performance of the FTSE/JSE Top 40 Index (“Top 40” Index).
The product allows investors to benefit from returns normally associated with the performance of equity investments, whilst reducing the usual risk of volatile market movements.
- Quantum Amount: A portion of the amount invested earns a 12-month fixed interest rate after which this portion of the investment plus the related interest is returned to the investor.
- PLUS Amount: The value of the securities to be delivered at the 5-year maturity is either the initial PLUS Amount, where the final index level is less than the initial index level, or the initial PLUS Amount together with a pre-determined percentage participation in the performance of the Top 40 Index.