The Capital Accumulator Investment is an equity linked investment product designed to give you the opportunity of growing your capital invested in a sideways to upward trending market. The Capital Accumulator Investment has been designed to allow for a high fixed return after three years without putting your capital invested at risk. At the end of the investment period, you will receive your full invested capital plus a fixed return if the Top 40 Index is at or has increased from its initial index level. If the Top 40 Index has decreased from its initial level over the investment period, your investment will hold a 100% capital guarantee by Standard Bank of South Africa.
- Minimum Investment: R250,000
- Counter Party – STANDARD BANK OF SOUTH AFRICA
- Capital protection of 100%
- 100% Allocation of Initial investment
- Term: 3 years OR 5 years (tailored terms can be priced up on request)
- Gain capped exposure of the Top 40 Index
- No Annual Guarantee Charges or Fees
- Return to client at end of term
- Should the Index be level or positive by any quantum, client will receive a fixed percentage return over capital invested;
- Should the Index be negative by any quantum, Capital is fully protected and you will receive 100% of your full investment back.